Pre-Discharge Debtor Education
Finan­cial Edu­ca­tion Ser­vices (FES) is approved to issue cer­tifi­cates evi­denc­ing com­ple­tion of a per­sonal finan­cial man­age­ment instruc­tional course in com­pli­ance with the Bank­ruptcy Code. Approval does not endorse or assure the qual­ity of a Provider’s ser­vices. This debtor edu­ca­tion class, also known as a post-filing bank­ruptcy class, is required under the bank­ruptcy code as a pre­req­ui­site to dis­charge debts in a per­sonal bank­ruptcy. Our debtor edu­ca­tion classes are avail­able by telephone and online in Eng­lish or Span­ish for only $25 per household.

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or Call 1–877-460‑7337

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If you have not yet filed for bankruptcy, you must first complete a pre-filing bankruptcy credit counseling course . FES has partnered with Debtor Ed’s Credit Counseling Inc., an approved provider** of the course required before filing for bankruptcy. The Debtor Ed’s Credit Counseling Inc. course is available by internet .

* FES is approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services. FES is not approved to provide services in Alabama or North Carolina.

**Debtor Ed’s Credit Counseling Inc. is approved to issue certificates in compliance with the Bankruptcy Code in all jurisdictions except for North Carolina and Alabama. Approval does not endorse or assure the quality of an agency’s service.