Pre-Discharge Debtor Education
Finan­cial Edu­ca­tion Ser­vices (FES) is approved to issue cer­tifi­cates evi­denc­ing com­ple­tion of a per­sonal finan­cial man­age­ment instruc­tional course in com­pli­ance with the Bank­ruptcy Code. Approval does not endorse or assure the qual­ity of a Provider’s ser­vices. This debtor edu­ca­tion class, also known as a post-filing bank­ruptcy class, is required under the bank­ruptcy code as a pre­req­ui­site to dis­charge debts in a per­sonal bank­ruptcy. Our debtor edu­ca­tion classes are avail­able by tele­phone and online in Eng­lish or Span­ish for only $25 per house­hold. In-person classes are avail­able for $50 per session.

 

Click Here to Start Your Debtor Edu­ca­tion Post-Filing Course Now!
or Call 1–877-460‑7337

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If you have not yet filed for bank­ruptcy, you must first com­plete a pre-filing bank­ruptcy credit coun­sel­ing course. FES has part­nered with Allen Credit & Debt Coun­sel­ing Agency (ACDCA), an approved provider** of the course required before fil­ing for bank­ruptcy. The ACDCA course is avail­able by inter­net or tele­phone.

*FES is approved to issue cer­tifi­cates evi­denc­ing com­ple­tion of a per­sonal finan­cial man­age­ment instruc­tional course in com­pli­ance with the Bank­ruptcy Code. Approval does not endorse or assure the qual­ity of a Provider’s ser­vices. FES is not approved to pro­vide ser­vices in Alabama or North Carolina.

**Allen Credit & Debt Coun­sel­ing Agency (ACDCA) is approved to issue cer­tifi­cates in com­pli­ance with the Bank­ruptcy Code in all juris­dic­tions except for North Car­olina and Alabama. Approval does not endorse or assure the qual­ity of an agency’s service.