Finan­cial Edu­ca­tion Ser­vices, Inc. ( FES ) was formed to pro­vide a high stan­dard of mean­ing­ful per­sonal finan­cial edu­ca­tion pro­grams and ser­vices to con­sumers nation­wide, includ­ing under­served pop­u­la­tions, to enhance their finan­cial qual­ity of life.

Our debtor edu­ca­tion bank­ruptcy cer­tifi­cate classes, which pro­vide per­sonal finan­cial man­age­ment edu­ca­tion at an afford­able price, are one key way we help con­sumers who have filed for bankruptcy.


Our staff at FES has over 40 years of com­bined expe­ri­ence in pro­vid­ing edu­ca­tion to stu­dents. Our staff uses this expe­ri­ence to design and deliver mean­ing­ful per­sonal finan­cial edu­ca­tion pro­grams to con­sumers. Each mem­ber of our staff holds either a state teacher’s cer­tifi­cate or a cer­ti­fi­ca­tion as a credit coun­selor or a finan­cial coun­selor from a rec­og­nized inde­pen­dent organization.


FES offers financial education programs to individual consumers and groups of consumers. These programs are delivered online. FES works with partners to develop programs specific to partner needs. FES has programs focused on debt, credit, savings, credit reports, budgeting, savings, and retirement planning. Additional programs are being considered and FES welcomes feedback from partners and potential partners on what subjects should be explored.