Finan­cial Edu­ca­tion Ser­vices, Inc. (FES) was formed to pro­vide a high stan­dard of mean­ing­ful per­sonal finan­cial edu­ca­tion pro­grams and ser­vices to con­sumers nation­wide, includ­ing under­served pop­u­la­tions, to enhance their finan­cial qual­ity of life.

Our debtor edu­ca­tion bank­ruptcy cer­tifi­cate classes, which pro­vide per­sonal finan­cial man­age­ment edu­ca­tion at an afford­able price, are one key way we help con­sumers who have filed for bankruptcy.


Our staff at FES has over 40 years of com­bined expe­ri­ence in pro­vid­ing edu­ca­tion to stu­dents. Our staff uses this expe­ri­ence to design and deliver mean­ing­ful per­sonal finan­cial edu­ca­tion pro­grams to con­sumers. Each mem­ber of our staff holds either a state teacher’s cer­tifi­cate or a cer­ti­fi­ca­tion as a credit coun­selor or a finan­cial coun­selor from a rec­og­nized inde­pen­dent organization.


FES offers finan­cial edu­ca­tion pro­grams to indi­vid­ual con­sumers and groups of con­sumers. These pro­grams are deliv­ered in a vari­ety of meth­ods includ­ing the inter­net, tele­phone, and in tra­di­tional class­room set­tings. FES works with part­ners to develop pro­grams spe­cific to part­ner needs. FES has pro­grams focused on debt, credit, sav­ings, credit reports, bud­get­ing, sav­ings, and retire­ment plan­ning. Many FES pro­grams are also avail­able in Span­ish. Addi­tional pro­grams are being con­sid­ered and FES wel­comes feed­back from part­ners and poten­tial part­ners on what sub­jects should be explored.